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Philippine banks’ NPL ratio eases in November

18 January 2026
in Business
Reading Time: 3 mins read
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Philippine banks’ NPL ratio eases in November
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By Katherine K. Chan, Reporter

THE PHILIPPINE BANKING system’s gross nonperforming loan (NPL) ratio eased at end-November, preliminary data from the Bangko Sentral ng Pilipinas (BSP) showed.

Philippine banks’ gross NPL ratio dipped to 3.32% as of November 2025 from 3.33% the prior month and from the 3.54% seen in the same month in 2024.

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