The iPhone 18 is about to launch, along with the final version of its operating system, iOS 27, most likely in September. But a new report says it may arrive with a feature that lets Apple, and third-party lenders, remotely deactivate phones if customers fall behind on payments.
With the iOS 27 beta now widely available, 9to5Mac found code that would let Apple place delinquent iPhones in “Restricted Mode.” This would limit users to a short list of widgets and apps, including the App Store, Clock, Settings, Wallet, and Passwords, according to the report.
In theory, 9to5Mac says the system could work like this: Authorized financing partners who lease iPhones to customers get to perform regular status checks to see if the contract is still valid. If a customer falls behind, Restricted Mode would be activated.
The feature is “unequivocally present” in the iOS 27 beta, according to 9to5Mac — and a future update to iOS 26 could bring this feature to older iPhones as well.
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